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How to Apply for Capitec Personal loan on your App

Personal loan

How to Apply for Capitec Personal loan on your App / Move to a simpler way to get credit by applying for a loan. Get an estimate online or use our banking app to apply for a loan of up to R500 000.

Personal Loan

Representative example of Personal Loan

As an example, the estimated monthly repayments on a Personal Loan of R50,000 over 48 months at an interest rate of 22.00% per annum would be R1,741, which includes all service and initiation fees. Our interest rates are personalised, starting from a minimum of 13.75% per annum. Your personal loan will be granted subject to credit and affordability criteria

R3 000
Minimum Monthly Income
R500 000
Maximum loan amount
12 to 84
Months to repay
Personalised
Interest rate

Why choose a personal loan?

  • Get up to R500 000 over 84 months
  • Choose what works for you – the amount you want, the lowest monthly instalment or the lowest interest rate
  • Credit is approved in minutes and the money is available immediately
  • Pay fixed monthly repayments
  • Get interest rates from 13.75%
  • Consolidate all your existing loans for easier monthly repayments
  • Add affordable credit insurance, including retrenchment and death cover
  • Manage your credit using our app

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